So during spring break, while husband-dear was off doing what were, I'm sure, vital things for the nation, I took care of our laundry, the house, the kids, the dogs, in short, I went all June Cleaverish on my boys. One of the chores I took care of this past week, was shopping for groceries. Shopping for groceries has really always been husband-dear's Area of Responsibility, and so whenever I take over, it requires nothing short of a change of command ceremony to make sure I come home with the right stuff. We write a list together, he specifies the brands where necessary, substitutes brand names with really long descriptions ("not minced fish sticks, but "from whole", and it's in a yellow box with a fisherman on it. I think he has a beard) in case he can't remember the name, and makes sure I get the products we need ("so make sure you get healthy select low sodium soup. It has a green heart on it. If they don't have low sodium, then get the healthy request brand, as their sodium levels are OK"). I then re-write the list in the order of the aisles of the grocery store (yes, I'm a dork), and all usually goes well.
Well, this past Thursday all was almost not well, as the commissary's card readers were broken. They were only taking cash or checks. While pretty much all of the elderly retired folk read the sign, shrugged, said to no one in particular, "Well, now, this is why I always carry my checkbook in my purse", and kept on moving, most young(er) folk like myself stopped dead in their tracks. I don't know if it is a generational thing, but our checkbook sits at home in our filing cabinet, with our bank things, and I never carry more than $10 in cash on me. So there I was, at the grocery store, list in hand, feeling all Suzy Homemaker-ish, but with no way to pay. This would not have happened to June Cleaver, obviously. Obviously, the homemaker gods felt the same way, as just as I was about to turn around and drive to the bank on base, I noticed the ATM machine squeezed in between the bathrooms and the organic grapes.
With enough cash to pay for my groceries and feel like a gangster at the same time, I proceeded on my merry little way. And noticed the commissary was surprisingly empty. So empty, in fact, that I set a new DixieChick household record for time spent grocery shopping. At the register, I asked the cashier if it was me, or if there really were fewer customers.
"Oh no, there's fewer people around. I guess most people leave when they see the sign, but a lot of folks don't see the sign, they shop, and then find out here at the register, and then have to leave all their groceries."
"But why don't they just take cash out of the ATM?"
"Well, they charge their groceries, and the ATM won't let you do a cash advance on your credit card."
I actually stopped and asked if she meant that these people would put their groceries on their credit cards. And she did. Now am I the only one who finds that somewhat odd? I understand charging your groceries when you earn points/miles/money with your credit card, but, and it's very possible I'm hopelessly old-fashioned, shouldn't you make sure you have enough money in the bank to use said credit card?
Apparently the answer is no.
I know Americans love their credit cards the same way Dutch people love their potatoes, but this really blew me away. For the past four years, I have been surrounded by students who charge their entire lives, using their credit cards to pay for exorbitant spring breaks, expensive purses, and cars that are out of my budget, and I've
But only being able to pay for your groceries when you can charge it to your credit card is new to me. And I really, truly could not imagine doing that. Even when I imagined being a young airman's wife with two little kids, a car payment, student loans, and not two pennies to rub together, I couldn't picture myself charging my groceries. We would, first of all, not have a car payment, we probably also wouldn't have two kids if we couldn't afford them, but even if we did, I know that I would coupon/ramen/mac-n-cheese/grow-your-own-vegetables/breastfeed-for-a-few-years/get-a-nighttime-job my way out of accruing credit card debt on top of all of that. Sorry about the breastfeeding imagine. But you get the idea.
Maybe I should be nicer. In fact, I know I should probably be nicer. But having been thoroughly raised in the "use it up, make do, or do without" school of thought, I'm having a hard time with this. So please excuse me while I go in search of some grace.